Side-by-side · Q2 2026 data
Truwest Credit Union vs Florida West Coast Credit Union
Metric by metric
| Measure | Truwest Credit Union | Florida West Coast Credit Union |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 60 | 70 (stronger) |
| Loan quality | 77 | 92 (stronger) |
| Earnings | 47 | 52 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 44th | 76th |
| Total assets | $1.7B | $144.2M |
| Deposits / shares | $1.5B | $127.4M |
| Capital ratio | 11.02% | 12.03% (stronger) |
| Problem loans | 0.68% | 0.25% (stronger) |
| Net charge-offs | 0.63% | 0.41% (stronger) |
| Return on assets | 0.67% | 0.79% (stronger) |
| Loans ÷ deposits | 89.4% | 58.0% (stronger) |
| Uninsured deposits | 7.9% | 2.2% (stronger) |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.6% | — |
Florida West Coast Credit Union has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Truwest Credit Union leads on 0 and Florida West Coast Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.