Side-by-side · Q2 2026 data
Truxton Trust Company vs First South Financial Federal Credit Union
Credit union
First South Financial Federal Credit Union
Bartlett, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Truxton Trust Company | First South Financial Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 95 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 99 (stronger) | 93 |
| Earnings | 99 | 99 |
| Funding & liquidity | 80 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 88th | 98th |
| Total assets | $1.4B | $844.8M |
| Deposits / shares | $1.1B | $576.4M |
| Capital ratio | 9.27% | 30.23% (stronger) |
| Problem loans | 0.02% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.91% |
| Return on assets | 1.98% (stronger) | 1.97% |
| Loans ÷ deposits | 70.7% (stronger) | 83.0% |
| Uninsured deposits | 24.0% | 12.3% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
First South Financial Federal Credit Union has the higher TellerScore (95 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Truxton Trust Company leads on 4 and First South Financial Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.