TellerScore

Truxton Trust Company (FDIC certificate #57825) is based in Nashville, Tennessee. Its Q2 2026 call report shows $1.4B in total assets and $1.1B in deposits and 1 office.

Truxton Trust Company has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 88% of its 897 banks with $1 billion – $10 billion. Among 109 banks headquartered in Tennessee, it ranks 22nd. Problem-loan coverage contributes the most (100/100, 0.1%); capital cushion contributes the least (43/100, 9.27%).

TellerScore · Q2 2026

Scorecard

Capital cushion43/100
Tier 1 leverage ratio: 9.27%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.02%
Earnings99/100
Return on assets (annualized): 1.98%
Funding & liquidity80/100
Loans ÷ deposits and uninsured-deposit share: 70.7% · 24.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (76 → 79), mostly because the funding & liquidity component improved by 22 points.

TellerScore
737679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202478
Q4 202478
Q1 202579
Q2 202576
Q3 202575
Q4 202573
Q1 202679
Q2 202679
Tier 1 leverage ratio
5.00%7.82%10.63%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.45%
Q3 202410.46%
Q4 202410.63%
Q1 202510.46%
Q2 20259.36%
Q3 20258.90%
Q4 20258.77%
Q1 20268.85%
Q2 20269.27%
Noncurrent loans
0.00%0.01%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.02%
Q4 20250.01%
Q1 20260.01%
Q2 20260.02%
Return on assets
1.76%1.87%1.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.87%
Q3 20241.86%
Q4 20241.91%
Q1 20251.82%
Q2 20251.82%
Q3 20251.82%
Q4 20251.76%
Q1 20261.95%
Q2 20261.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$1.4B9.27%0.02%1.98%70.7%
Q1 202679$1.4B8.85%0.01%1.95%67.5%
Q4 202573$1.4B8.77%0.01%1.76%64.9%
Q3 202575$1.3B8.90%0.02%1.82%61.6%
Q2 202576$1.2B9.36%0.00%1.82%65.3%
Q1 202579$1.2B10.46%0.00%1.82%67.6%
Q4 202478$989.6M10.63%0.00%1.91%76.6%
Q3 202478$1.0B10.46%0.00%1.86%73.4%
Q2 202478$982.9M10.45%0.00%1.87%75.5%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.27%
18th
Total risk-based capital14.92%
66th
Problem loans0.02%
94th
Net charge-offs0.00%
78th
Return on assets1.98%
88th
Net interest margin3.12%
20th
Efficiency ratio49.4%
78th
Loans to deposits70.7%
83rd
Uninsured deposits24.0%
73rd
Loan-loss reserves0.92%
22nd
Texas ratio0.1%
95th

Similar-size banks in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank of TennesseeBank Livingston, TN86 out of 100, Very strong$1.4B11.6%0.28%vs
Studio BankBank Nashville, TN57 out of 100, Moderate$1.3B9.5%1.03%vs
Citizens BankBank Elizabethton, TN75 out of 100, Strong$1.4B12.6%1.14%vs
Apex BankBank Camden, TN66 out of 100, Moderate$1.5B14.5%2.49%vs
First National Bank of PulaskiBank Pulaski, TN77 out of 100, Strong$1.5B11.3%0.24%vs
The Bank of Fayette CountyBank Piperton, TN58 out of 100, Moderate$1.1B9.6%1.09%vs

Deposit insurance

Is my money safe at Truxton Trust Company?

Yes. Truxton Trust Company is an FDIC-insured institution (FDIC certificate #57825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.0% of deposits ($270.2M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.27%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.92% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Truxton Trust Company lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Truxton Trust Company reported 40 home-loan applications under HMDA (LEI 549300U76XKUE05DV518): 38 originated ($52,450,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Truxton Trust Company
Former names
Nashville Bank and Trust Company
Type
State-chartered bank (Fed member)
FDIC certificate #
57825
RSSD ID
3290240
Primary regulator
FED
Holding company
Truxton Corp
Established
August 30, 2004
Headquarters
20 Burton Hills Blvd, Nashville, TN 37215
Employees
90

Quick answers

Truxton Trust Company: common questions

Is Truxton Trust Company FDIC insured?

Yes. Truxton Trust Company is an FDIC-insured institution (FDIC certificate #57825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Truxton Trust Company's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Truxton Trust Company ever failed?

There is no failure record for FDIC certificate #57825 in the FDIC failed bank list.

How many branches does Truxton Trust Company have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Nashville

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
First South Financial Federal Credit UnionCredit union Bartlett, TN95 out of 100, Very strong$844.8M30.2%0.22%vs
The Farmers BankBank Portland, TN89 out of 100, Very strong$942.8M15.1%0.53%vs
Heritage South Community Credit UnionCredit union Shelbyville, TN88 out of 100, Very strong$361.9M17.1%0.75%vs
P.I.A.S. Credit UnionCredit union Brentwood, TN87 out of 100, Very strong$4.2M17.4%0.00%vs
First Freedom BankBank Lebanon, TN85 out of 100, Very strong$817.8M12.5%0.01%vs