Side-by-side · Q2 2026 data
TS Bank vs Cornerstone Bank
Metric by metric
| Measure | TS Bank | Cornerstone Bank |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 53 | 84 (stronger) |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 96 (stronger) | 84 |
| Problem-loan coverage | 77 | 96 (stronger) |
| Peer percentile | 50th | 73rd |
| Total assets | $432.7M | $42.0M |
| Deposits / shares | $387.4M | $34.6M |
| Capital ratio | 10.61% | 15.19% (stronger) |
| Problem loans | 1.41% | 0.47% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.24% |
| Return on assets | 2.21% (stronger) | 0.68% |
| Loans ÷ deposits | 59.8% (stronger) | 75.8% |
| Uninsured deposits | 19.2% | 8.5% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
Cornerstone Bank has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), TS Bank leads on 3 and Cornerstone Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.