Side-by-side · Q2 2026 data
Tucoemas Federal Credit Union vs Downey Federal Credit Union
Metric by metric
| Measure | Tucoemas Federal Credit Union | Downey Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 59 |
| Capital cushion | 53 (stronger) | 38 |
| Loan quality | 58 | 83 (stronger) |
| Earnings | 98 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 87 (stronger) | 64 |
| Peer percentile | 63rd | 19th |
| Total assets | $332.0M | $327.9M |
| Deposits / shares | $298.5M | $267.9M |
| Capital ratio | 10.34% (stronger) | 8.80% |
| Problem loans | 1.25% | 0.52% (stronger) |
| Net charge-offs | 2.51% | 0.28% (stronger) |
| Return on assets | 1.96% (stronger) | 0.32% |
| Loans ÷ deposits | 49.7% (stronger) | 64.9% |
| Uninsured deposits | 4.3% (stronger) | 6.4% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.9% |
Tucoemas Federal Credit Union has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Tucoemas Federal Credit Union leads on 5 and Downey Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.