Side-by-side · Q2 2026 data
Tulare County Federal Credit Union vs Mission City Federal Credit Union
Credit union
Tulare County Federal Credit Union
Tulare, California · $100 million – $1 billion
Credit union
Mission City Federal Credit Union
Santa Clara, California · $100 million – $1 billion
Metric by metric
| Measure | Tulare County Federal Credit Union | Mission City Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 62 (stronger) |
| Capital cushion | 19 | 33 (stronger) |
| Loan quality | 75 | 94 (stronger) |
| Earnings | 24 | 42 (stronger) |
| Funding & liquidity | 73 (stronger) | 72 |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 4th | 26th |
| Total assets | $166.6M | $171.7M |
| Deposits / shares | $143.9M | $139.1M |
| Capital ratio | 6.91% | 8.29% (stronger) |
| Problem loans | 0.74% | 0.17% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.38% |
| Return on assets | 0.11% | 0.56% (stronger) |
| Loans ÷ deposits | 87.0% (stronger) | 88.0% |
| Uninsured deposits | 3.7% (stronger) | 15.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | 0.0% |
Mission City Federal Credit Union has the higher TellerScore (62 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Tulare County Federal Credit Union leads on 3 and Mission City Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.