Side-by-side · Q2 2026 data
Turtle Mountain State Bank vs First Community Credit Union
Metric by metric
| Measure | Turtle Mountain State Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 79 (stronger) | 73 |
| Loan quality | 42 | 80 (stronger) |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 50 | 60 (stronger) |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 47th | 62nd |
| Total assets | $114.1M | $1.5B |
| Deposits / shares | $99.8M | $1.1B |
| Capital ratio | 12.85% (stronger) | 12.34% |
| Problem loans | 1.75% | 0.61% (stronger) |
| Net charge-offs | 0.23% | 0.05% (stronger) |
| Return on assets | 2.33% (stronger) | 0.85% |
| Loans ÷ deposits | 40.6% (stronger) | 100.2% |
| Uninsured deposits | 76.3% | 9.1% (stronger) |
| Offices | 1 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Turtle Mountain State Bank leads on 3 and First Community Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.