Side-by-side · Q2 2026 data
Tuscaloosa V a Federal Credit Union vs Jefferson Credit Union
Credit union
Tuscaloosa V a Federal Credit Union
Tuscaloosa, Alabama · Under $100 million in assets
Metric by metric
| Measure | Tuscaloosa V a Federal Credit Union | Jefferson Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 64 |
| Capital cushion | 81 (stronger) | 53 |
| Loan quality | 92 (stronger) | 54 |
| Earnings | 65 (stronger) | 54 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 75th | 28th |
| Total assets | $51.9M | $91.4M |
| Deposits / shares | $45.6M | $80.9M |
| Capital ratio | 13.07% (stronger) | 10.33% |
| Problem loans | 0.24% (stronger) | 1.38% |
| Net charge-offs | 0.68% (stronger) | 0.90% |
| Return on assets | 1.12% (stronger) | 0.85% |
| Loans ÷ deposits | 69.0% | 58.1% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 6.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.8% |
Tuscaloosa V a Federal Credit Union has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Tuscaloosa V a Federal Credit Union leads on 6 and Jefferson Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.