Side-by-side · Q2 2026 data
Tuskegee Federal Credit Union vs Birmingham City Credit Union
Metric by metric
| Measure | Tuskegee Federal Credit Union | Birmingham City Credit Union |
|---|---|---|
| TellerScore | 17 | 76 (stronger) |
| Capital cushion | 0 | 100 (stronger) |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 21 | 40 (stronger) |
| Funding & liquidity | 87 (stronger) | 75 |
| Problem-loan coverage | 0 | 93 (stronger) |
| Peer percentile | 0th | 54th |
| Total assets | $11.3M | $9.7M |
| Deposits / shares | $10.7M | $7.8M |
| Capital ratio | 4.23% | 18.92% (stronger) |
| Problem loans | 4.29% | 0.92% (stronger) |
| Net charge-offs | 0.59% (stronger) | 3.29% |
| Return on assets | 0.02% | 0.49% (stronger) |
| Loans ÷ deposits | 71.5% (stronger) | 85.3% |
| Uninsured deposits | 16.4% | 1.3% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Birmingham City Credit Union has the higher TellerScore (76 vs 17). On the 7 directional measures above (where higher or lower is clearly better), Tuskegee Federal Credit Union leads on 2 and Birmingham City Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.