TellerScore

Tuskegee Federal Credit Union (NCUA charter #2791) is based in Tuskegee, Alabama. Its Q2 2026 call report shows $11.3M in total assets and $10.7M in member shares and deposits and 1 office.

Tuskegee Federal Credit Union has a TellerScore of 17 out of 100 (low) based on Q2 2026 data — higher than only 0% of its 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 88th. Funding & liquidity contributes the most (87/100, 71% loans-to-deposits, 16% uninsured); problem-loan coverage contributes the least (0/100, 69.0%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Net worth ratio: 4.23%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.29%
Earnings21/100
Return on assets (annualized): 0.02%
Funding & liquidity87/100
Loans ÷ shares: 71.5% · 16.4% uninsured
Problem-loan coverage0/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 69.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (30 → 17), mostly because the problem-loan coverage component weakened by 31 points.

TellerScore
142535Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202435
Q3 202418
Q4 202418
Q1 202517
Q2 202530
Q3 202515
Q4 202522
Q1 202614
Q2 202617
Net worth ratio
3.92%5.46%7.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20246.10%
Q3 20244.72%
Q4 20245.04%
Q1 20254.59%
Q2 20256.74%
Q3 20254.08%
Q4 20254.03%
Q1 20263.92%
Q2 20264.23%
Delinquent loans (60+ days)
2.18%4.17%6.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.18%
Q3 20245.40%
Q4 20244.45%
Q1 20256.15%
Q2 20254.06%
Q3 20253.64%
Q4 20252.56%
Q1 20264.50%
Q2 20264.29%
Return on assets
-0.87%-0.26%0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.02%
Q3 2024-0.12%
Q4 2024-0.11%
Q1 2025-0.17%
Q2 20250.35%
Q3 2025-0.87%
Q4 2025-0.43%
Q1 2026-0.51%
Q2 20260.02%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202617$11.3M4.23%4.29%0.02%71.5%
Q1 202614$11.7M3.92%4.50%-0.51%62.9%
Q4 202522$11.8M4.03%2.56%-0.43%61.2%
Q3 202515$11.8M4.08%3.64%-0.87%60.3%
Q2 202530$11.9M6.74%4.06%0.35%61.0%
Q1 202517$12.1M4.59%6.15%-0.17%57.5%
Q4 202418$11.5M5.04%4.45%-0.11%63.4%
Q3 202418$12.3M4.72%5.40%-0.12%61.5%
Q2 202435$12.2M6.10%2.18%0.02%59.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio4.23%
0th
Problem loans4.29%
8th
Net charge-offs0.59%
24th
Return on assets0.02%
20th
Loans to deposits71.5%
31st
Uninsured deposits16.4%
2nd
Loan-loss reserves0.00%
37th
Texas ratio69.0%
0th

Similar-size credit unions in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
Blue Flame Credit UnionCredit union Mobile, AL90 out of 100, Very strong$10.7M15.4%0.00%vs
Opp-Micolas Credit UnionCredit union Opp, AL67 out of 100, Moderate$10.4M25.2%1.46%vs
Birmingham City Credit UnionCredit union Birmingham, AL76 out of 100, Strong$9.7M18.9%0.92%vs
Fedmont Federal Credit UnionCredit union Montgomery, AL75 out of 100, Strong$13.0M13.4%0.52%vs
Marvel City Federal Credit UnionCredit union Bessemer, AL80 out of 100, Strong$9.0M18.2%1.02%vs
L&n Employees Credit UnionCredit union Birmingham, AL52 out of 100, Below average$8.3M18.2%5.29%vs

Deposit insurance

Is my money safe at Tuskegee Federal Credit Union?

Yes. Tuskegee Federal Credit Union is a federally insured credit union (NCUA charter #2791). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.4% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 4.23%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Tuskegee Federal Credit Union lists 1 office in 1 city. Most locations:

  • Tuskegee, AL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Tuskegee Federal Credit Union
Type
Federal credit union
NCUA charter #
2791
RSSD ID
709778
Primary regulator
NCUA
Established
1938
Headquarters
304 W Montgomery Rd., Tuskegee, AL 36083
Employees
5

Quick answers

Tuskegee Federal Credit Union: common questions

Is Tuskegee Federal Credit Union NCUA insured?

Yes. Tuskegee Federal Credit Union is a federally insured credit union (NCUA charter #2791). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tuskegee Federal Credit Union's TellerScore?

17 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Tuskegee Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Tuskegee

InstitutionScoreAssetsCapitalProblem loansCompare
Tvh Federal Credit UnionCredit union Tuskegee, AL76 out of 100, Strong$5.1M23.4%0.41%vs
AuburnBankBank Auburn, AL74 out of 100, Strong$1.1B10.7%0.01%vs
First Community Bank of Central AlabamaBank Wetumpka, AL74 out of 100, Strong$694.3M8.6%0.10%vs
Metro City BankBank Doraville, GA73 out of 100, Strong$4.5B11.1%0.44%vs
Bank47Bank Huntsville, AL69 out of 100, Moderate$97.0M13.0%0.18%vs
AmeriFirst BankBank Montgomery, AL69 out of 100, Moderate$364.1M9.7%0.19%vs