Side-by-side · Q2 2026 data
Tuskegee Federal Credit Union vs L&n Employees Credit Union
Credit union
L&n Employees Credit Union
Birmingham, Alabama · Under $100 million in assets
Metric by metric
| Measure | Tuskegee Federal Credit Union | L&n Employees Credit Union |
|---|---|---|
| TellerScore | 17 | 52 (stronger) |
| Capital cushion | 0 | 100 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 21 (stronger) | 0 |
| Funding & liquidity | 87 | 98 (stronger) |
| Problem-loan coverage | 0 | 68 (stronger) |
| Peer percentile | 0th | 11th |
| Total assets | $11.3M | $8.3M |
| Deposits / shares | $10.7M | $7.0M |
| Capital ratio | 4.23% | 18.19% (stronger) |
| Problem loans | 4.29% (stronger) | 5.29% |
| Net charge-offs | 0.59% | -0.03% (stronger) |
| Return on assets | 0.02% (stronger) | -2.04% |
| Loans ÷ deposits | 71.5% | 62.1% (stronger) |
| Uninsured deposits | 16.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
L&n Employees Credit Union has the higher TellerScore (52 vs 17). On the 7 directional measures above (where higher or lower is clearly better), Tuskegee Federal Credit Union leads on 2 and L&n Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.