Side-by-side · Q2 2026 data
Tustin Community Bank vs Santa Ana Federal Credit Union
Credit union
Santa Ana Federal Credit Union
Santa Ana, California · $100 million – $1 billion
Metric by metric
| Measure | Tustin Community Bank | Santa Ana Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 64 | 81 (stronger) |
| Funding & liquidity | 42 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 76th | 95th |
| Total assets | $86.5M | $111.6M |
| Deposits / shares | $69.5M | $95.7M |
| Capital ratio | 15.46% (stronger) | 13.47% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.39% | -0.01% (stronger) |
| Return on assets | 1.10% | 1.52% (stronger) |
| Loans ÷ deposits | 98.0% | 70.6% (stronger) |
| Uninsured deposits | 33.6% | 4.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Santa Ana Federal Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Tustin Community Bank leads on 2 and Santa Ana Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.