Side-by-side · Q2 2026 data
Twin Cedars Bank vs Security State Bank
Metric by metric
| Measure | Twin Cedars Bank | Security State Bank |
|---|---|---|
| TellerScore | 29 | 44 (stronger) |
| Capital cushion | 42 (stronger) | 33 |
| Loan quality | 0 | 4 (stronger) |
| Earnings | 0 | 63 (stronger) |
| Funding & liquidity | 76 | 93 (stronger) |
| Problem-loan coverage | 46 | 70 (stronger) |
| Peer percentile | 1st | 4th |
| Total assets | $118.3M | $119.0M |
| Deposits / shares | $104.7M | $109.0M |
| Capital ratio | 9.19% (stronger) | 8.27% |
| Problem loans | 4.61% | 2.88% (stronger) |
| Net charge-offs | 1.84% | 0.00% (stronger) |
| Return on assets | -2.34% | 1.07% (stronger) |
| Loans ÷ deposits | 84.3% | 49.4% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 21.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
Security State Bank has the higher TellerScore (44 vs 29). On the 7 directional measures above (where higher or lower is clearly better), Twin Cedars Bank leads on 2 and Security State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.