Side-by-side · Q2 2026 data
Two Rivers Federal Credit Union vs White County Federal Credit Union
Credit union
White County Federal Credit Union
Searcy, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Two Rivers Federal Credit Union | White County Federal Credit Union |
|---|---|---|
| TellerScore | 39 | 65 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 0 | 14 (stronger) |
| Earnings | 0 | 59 (stronger) |
| Funding & liquidity | 82 (stronger) | 80 |
| Problem-loan coverage | 54 | 80 (stronger) |
| Peer percentile | 3rd | 30th |
| Total assets | $13.8M | $17.0M |
| Deposits / shares | $12.4M | $13.8M |
| Capital ratio | 12.11% | 17.68% (stronger) |
| Problem loans | 3.89% | 2.58% (stronger) |
| Net charge-offs | 0.92% | 0.15% (stronger) |
| Return on assets | -2.58% | 0.99% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 80.4% |
| Uninsured deposits | 5.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
White County Federal Credit Union has the higher TellerScore (65 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Two Rivers Federal Credit Union leads on 1 and White County Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.