Side-by-side · Q2 2026 data
Txdot Credit Union vs Linkage Credit Union
Metric by metric
| Measure | Txdot Credit Union | Linkage Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 82 (stronger) | 58 |
| Earnings | 58 (stronger) | 23 |
| Funding & liquidity | 65 | 96 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 68th | 47th |
| Total assets | $18.2M | $18.2M |
| Deposits / shares | $15.0M | $14.9M |
| Capital ratio | 17.19% | 17.92% (stronger) |
| Problem loans | 0.54% (stronger) | 1.27% |
| Net charge-offs | 0.21% (stronger) | 0.46% |
| Return on assets | 0.96% (stronger) | 0.07% |
| Loans ÷ deposits | 95.7% | 64.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.6% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Txdot Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Txdot Credit Union leads on 5 and Linkage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.