Side-by-side · Q2 2026 data
Txdot Credit Union vs Midland Municipal Employees Credit Union
Credit union
Midland Municipal Employees Credit Union
Midland, Texas · Under $100 million in assets
Metric by metric
| Measure | Txdot Credit Union | Midland Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 82 | 85 (stronger) |
| Earnings | 58 (stronger) | 46 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 68th | 77th |
| Total assets | $18.2M | $17.1M |
| Deposits / shares | $15.0M | $14.5M |
| Capital ratio | 17.19% (stronger) | 14.92% |
| Problem loans | 0.54% | 0.44% (stronger) |
| Net charge-offs | 0.21% | -0.00% (stronger) |
| Return on assets | 0.96% (stronger) | 0.65% |
| Loans ÷ deposits | 95.7% | 29.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Municipal Employees Credit Union has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Txdot Credit Union leads on 3 and Midland Municipal Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.