TellerScore

Side-by-side · Q2 2026 data

Tyndall Federal Credit Union vs Community South Credit Union

Credit union

Tyndall Federal Credit Union

Panama City, Florida · $1 billion – $10 billion

89of 100
Very strong

Credit union

Community South Credit Union

Chipley, Florida · $100 million – $1 billion

71of 100
Strong

Metric by metric

MeasureTyndall Federal Credit UnionCommunity South Credit Union
TellerScore89 (stronger)71
Capital cushion86 (stronger)81
Loan quality91 (stronger)68
Earnings76 (stronger)48
Funding & liquidity100 (stronger)73
Problem-loan coverage98 (stronger)89
Peer percentile97th54th
Total assets$1.9B$244.6M
Deposits / shares$1.6B$209.4M
Capital ratio13.61% (stronger)13.05%
Problem loans0.26% (stronger)0.96%
Net charge-offs0.25% (stronger)0.48%
Return on assets1.41% (stronger)0.71%
Loans ÷ deposits59.6% (stronger)86.9%
Uninsured deposits11.0%3.3% (stronger)
Offices52
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)24.3%—

Tyndall Federal Credit Union has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Tyndall Federal Credit Union leads on 6 and Community South Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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