Side-by-side · Q2 2026 data
Tyndall Federal Credit Union vs Hello Credit Union
Metric by metric
| Measure | Tyndall Federal Credit Union | Hello Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 80 |
| Capital cushion | 86 | 94 (stronger) |
| Loan quality | 91 (stronger) | 89 |
| Earnings | 76 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 97th | 78th |
| Total assets | $1.9B | $159.9M |
| Deposits / shares | $1.6B | $135.2M |
| Capital ratio | 13.61% | 14.35% (stronger) |
| Problem loans | 0.26% (stronger) | 0.32% |
| Net charge-offs | 0.25% (stronger) | 1.02% |
| Return on assets | 1.41% (stronger) | 0.40% |
| Loans ÷ deposits | 59.6% (stronger) | 74.1% |
| Uninsured deposits | 11.0% | 3.8% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.3% | — |
Tyndall Federal Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Tyndall Federal Credit Union leads on 5 and Hello Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.