Side-by-side · Q2 2026 data
U-1st Community Federal Credit Union vs Four Corners Federal Credit Union
Credit union
U-1st Community Federal Credit Union
Carlsbad, New Mexico · Under $100 million in assets
Credit union
Four Corners Federal Credit Union
Kirtland, New Mexico · Under $100 million in assets
Metric by metric
| Measure | U-1st Community Federal Credit Union | Four Corners Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 75 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 85 (stronger) | 70 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 49th | 52nd |
| Total assets | $9.3M | $14.8M |
| Deposits / shares | $8.0M | $11.7M |
| Capital ratio | 14.38% | 20.89% (stronger) |
| Problem loans | 0.24% | 0.08% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.04% |
| Return on assets | -1.47% | -0.68% (stronger) |
| Loans ÷ deposits | 74.9% (stronger) | 90.7% |
| Uninsured deposits | 1.2% (stronger) | 2.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Four Corners Federal Credit Union has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), U-1st Community Federal Credit Union leads on 3 and Four Corners Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.