Side-by-side · Q2 2026 data
U.P.S. Employees Federal Credit Union vs Jacom Credit Union
Credit union
U.P.S. Employees Federal Credit Union
Ontario, California · Under $100 million in assets
Metric by metric
| Measure | U.P.S. Employees Federal Credit Union | Jacom Credit Union |
|---|---|---|
| TellerScore | 61 | 82 (stronger) |
| Capital cushion | 26 | 100 (stronger) |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 40 (stronger) | 13 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 23rd | 70th |
| Total assets | $51.8M | $54.1M |
| Deposits / shares | $47.5M | $45.9M |
| Capital ratio | 7.55% | 16.58% (stronger) |
| Problem loans | 0.26% | 0.06% (stronger) |
| Net charge-offs | 0.42% | 0.09% (stronger) |
| Return on assets | 0.51% (stronger) | -0.17% |
| Loans ÷ deposits | 75.1% | 50.6% (stronger) |
| Uninsured deposits | 1.7% | 1.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jacom Credit Union has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), U.P.S. Employees Federal Credit Union leads on 1 and Jacom Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.