TellerScore

Headquartered in Los Angeles, California, Jacom Credit Union is a federally insured state-chartered credit union with $54.1M in total assets and $45.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1951.

Jacom Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 44th. Capital cushion contributes the most (100/100, 16.58%); earnings contributes the least (13/100, -0.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.58%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.06%
Earnings13/100
Return on assets (annualized): -0.17%
Funding & liquidity100/100
Loans ÷ shares: 50.6% · 1.7% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (79 → 82), mostly because the earnings component improved by 13 points.

TellerScore
778082Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202477
Q4 202479
Q1 202579
Q2 202579
Q3 202579
Q4 202579
Q1 202681
Q2 202682
Net worth ratio
7.00%12.13%17.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.26%
Q3 202417.09%
Q4 202417.20%
Q1 202517.11%
Q2 202516.67%
Q3 202516.53%
Q4 202516.37%
Q1 202616.34%
Q2 202616.58%
Delinquent loans (60+ days)
0.06%0.18%0.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.31%
Q3 20240.31%
Q4 20240.08%
Q1 20250.17%
Q2 20250.18%
Q3 20250.13%
Q4 20250.10%
Q1 20260.06%
Q2 20260.06%
Return on assets
-1.13%-0.65%-0.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.79%
Q3 2024-0.89%
Q4 2024-0.94%
Q1 2025-1.13%
Q2 2025-1.07%
Q3 2025-1.06%
Q4 2025-0.92%
Q1 2026-0.30%
Q2 2026-0.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$54.1M16.58%0.06%-0.17%50.6%
Q1 202681$54.9M16.34%0.06%-0.30%45.2%
Q4 202579$55.0M16.37%0.10%-0.92%43.8%
Q3 202579$54.9M16.53%0.13%-1.06%36.6%
Q2 202579$55.3M16.67%0.18%-1.07%27.2%
Q1 202579$54.7M17.11%0.17%-1.13%28.3%
Q4 202479$55.3M17.20%0.08%-0.94%26.0%
Q3 202477$56.5M17.09%0.31%-0.89%25.2%
Q2 202477$56.8M17.26%0.31%-0.79%26.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.58%
63rd
Problem loans0.06%
83rd
Net charge-offs0.09%
58th
Return on assets-0.17%
15th
Loans to deposits50.6%
63rd
Uninsured deposits1.7%
48th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
83rd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Inland Valley Federal Credit UnionCredit union Fontana, CA65 out of 100, Moderate$54.0M8.7%0.18%vs
L. A. Electrical Workers Credit Un. Credit UnionCredit union Pasadena, CA88 out of 100, Very strong$54.8M19.8%0.08%vs
U.P.S. Employees Federal Credit UnionCredit union Ontario, CA61 out of 100, Moderate$51.8M7.5%0.26%vs
Huntington Beach Credit UnionCredit union Huntington Beac, CA84 out of 100, Strong$56.4M13.1%0.54%vs
Mokelumne Federal Credit UnionCredit union Lodi, CA88 out of 100, Very strong$56.9M16.0%0.36%vs
Fresno Police Department Credit UnionCredit union Fresno, CA89 out of 100, Very strong$49.5M23.3%0.06%vs

Deposit insurance

Is my money safe at Jacom Credit Union?

Yes. Jacom Credit Union is a federally insured credit union (NCUA charter #63589). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($764K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Jacom Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Jacom Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63589
RSSD ID
713391
Primary regulator
State + NCUA
Established
1951
Headquarters
3037 W Jefferson Blvd, Los Angeles, CA 90018
Employees
7

Quick answers

Jacom Credit Union: common questions

Is Jacom Credit Union NCUA insured?

Yes. Jacom Credit Union is a federally insured credit union (NCUA charter #63589). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jacom Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Jacom Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Los Angeles

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
California International Bank, N.A.Bank Westminster, CA89 out of 100, Very strong$120.9M13.5%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs