Side-by-side · Q2 2026 data
U S #1364 Federal Credit Union vs Regional Federal Credit Union
Metric by metric
| Measure | U S #1364 Federal Credit Union | Regional Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 86 | 86 |
| Loan quality | 63 | 64 (stronger) |
| Earnings | 52 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 68th | 45th |
| Total assets | $222.4M | $180.1M |
| Deposits / shares | $192.4M | $157.7M |
| Capital ratio | 13.59% (stronger) | 13.55% |
| Problem loans | 1.12% | 1.07% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.49% |
| Return on assets | 0.79% (stronger) | 0.30% |
| Loans ÷ deposits | 46.7% (stronger) | 83.9% |
| Uninsured deposits | 5.8% | 1.6% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
U S #1364 Federal Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), U S #1364 Federal Credit Union leads on 5 and Regional Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.