Side-by-side · Q2 2026 data
U.S. Bank National Association vs Community 1st Federal Credit Union
Credit union
Community 1st Federal Credit Union
Miles City, Montana · Under $100 million in assets
Metric by metric
| Measure | U.S. Bank National Association | Community 1st Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 58 (stronger) |
| Capital cushion | 45 | 61 (stronger) |
| Loan quality | 52 (stronger) | 47 |
| Earnings | 69 (stronger) | 51 |
| Funding & liquidity | 44 | 69 (stronger) |
| Problem-loan coverage | 84 (stronger) | 77 |
| Peer percentile | 6th | 19th |
| Total assets | $705.6B | $43.2M |
| Deposits / shares | $541.9B | $37.6M |
| Capital ratio | 9.49% | 11.14% (stronger) |
| Problem loans | 1.45% (stronger) | 1.60% |
| Net charge-offs | 0.54% | 0.37% (stronger) |
| Return on assets | 1.23% (stronger) | 0.79% |
| Loans ÷ deposits | 74.9% (stronger) | 91.4% |
| Uninsured deposits | 52.2% | 1.3% (stronger) |
| Offices | 2,076 | 2 |
| CFPB complaints (3 yrs) | 16,488 | — |
| Complaints per $1B deposits | 30.4 | — |
| Mortgage denial rate (HMDA) | 39.5% | — |
Community 1st Federal Credit Union has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), U.S. Bank National Association leads on 3 and Community 1st Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Miles City, MT