Side-by-side · Q2 2026 data
U.S. Bank National Association vs Goldman Sachs Bank USA
Metric by metric
| Measure | U.S. Bank National Association | Goldman Sachs Bank USA |
|---|---|---|
| TellerScore | 55 | 58 (stronger) |
| Capital cushion | 45 (stronger) | 27 |
| Loan quality | 52 | 65 (stronger) |
| Earnings | 69 (stronger) | 68 |
| Funding & liquidity | 44 | 69 (stronger) |
| Problem-loan coverage | 84 | 92 (stronger) |
| Peer percentile | 6th | 21st |
| Total assets | $705.6B | $758.8B |
| Deposits / shares | $541.9B | $498.8B |
| Capital ratio | 9.49% (stronger) | 7.67% |
| Problem loans | 1.45% | 1.04% (stronger) |
| Net charge-offs | 0.54% | 0.27% (stronger) |
| Return on assets | 1.23% (stronger) | 1.21% |
| Loans ÷ deposits | 74.9% | 49.6% (stronger) |
| Uninsured deposits | 52.2% | 42.9% (stronger) |
| Offices | 2,076 | 3 |
| CFPB complaints (3 yrs) | 16,488 | 15,628 |
| Complaints per $1B deposits | 30.4 (stronger) | 31.3 |
| Mortgage denial rate (HMDA) | 39.5% | 21.6% |
Goldman Sachs Bank USA has the higher TellerScore (58 vs 55). On the 8 directional measures above (where higher or lower is clearly better), U.S. Bank National Association leads on 3 and Goldman Sachs Bank USA on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.