Side-by-side · Q2 2026 data
U.S. Bank National Association vs Pioneer Federal Credit Union
Metric by metric
| Measure | U.S. Bank National Association | Pioneer Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 60 (stronger) |
| Capital cushion | 45 | 50 (stronger) |
| Loan quality | 52 | 64 (stronger) |
| Earnings | 69 (stronger) | 43 |
| Funding & liquidity | 44 | 83 (stronger) |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 6th | 21st |
| Total assets | $705.6B | $744.0M |
| Deposits / shares | $541.9B | $672.4M |
| Capital ratio | 9.49% | 9.98% (stronger) |
| Problem loans | 1.45% | 1.08% (stronger) |
| Net charge-offs | 0.54% (stronger) | 0.57% |
| Return on assets | 1.23% (stronger) | 0.58% |
| Loans ÷ deposits | 74.9% (stronger) | 76.9% |
| Uninsured deposits | 52.2% | 6.3% (stronger) |
| Offices | 2,076 | 16 |
| CFPB complaints (3 yrs) | 16,475 | — |
| Complaints per $1B deposits | 30.4 | — |
| Mortgage denial rate (HMDA) | 39.5% | 9.0% |
Pioneer Federal Credit Union has the higher TellerScore (60 vs 55). On the 7 directional measures above (where higher or lower is clearly better), U.S. Bank National Association leads on 3 and Pioneer Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Boise, ID
- Mountain Home, ID
- Meridian, ID
- Nampa, ID
- Twin Falls, ID
- Jerome, ID
- Hailey, ID
- Glenns Ferry, ID
- Caldwell, ID