Side-by-side · Q2 2026 data
U.S. Bank National Association vs Platte Valley Bank
Metric by metric
| Measure | U.S. Bank National Association | Platte Valley Bank |
|---|---|---|
| TellerScore | 55 | 66 (stronger) |
| Capital cushion | 45 | 45 |
| Loan quality | 52 | 81 (stronger) |
| Earnings | 69 | 69 |
| Funding & liquidity | 44 | 61 (stronger) |
| Problem-loan coverage | 84 | 92 (stronger) |
| Peer percentile | 6th | 40th |
| Total assets | $705.6B | $1.2B |
| Deposits / shares | $541.9B | $1.1B |
| Capital ratio | 9.49% | 9.54% (stronger) |
| Problem loans | 1.45% | 0.57% (stronger) |
| Net charge-offs | 0.54% | 0.09% (stronger) |
| Return on assets | 1.23% (stronger) | 1.23% |
| Loans ÷ deposits | 74.9% (stronger) | 86.1% |
| Uninsured deposits | 52.2% | 26.6% (stronger) |
| Offices | 2,076 | 11 |
| CFPB complaints (3 yrs) | 16,488 | — |
| Complaints per $1B deposits | 30.4 | — |
| Mortgage denial rate (HMDA) | 39.5% | — |
Platte Valley Bank has the higher TellerScore (66 vs 55). On the 7 directional measures above (where higher or lower is clearly better), U.S. Bank National Association leads on 2 and Platte Valley Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.