TellerScore

Headquartered in Scottsbluff, Nebraska, Platte Valley Bank is a state-chartered bank (fed member) with $1.2B in total assets and $1.1B in deposits as of Q2 2026. It operates 12 offices. Its charter dates back to 1996.

Platte Valley Bank has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 897 banks with $1 billion – $10 billion. Among 139 banks headquartered in Nebraska, it ranks 103rd. Problem-loan coverage contributes the most (92/100, 4.2%); capital cushion contributes the least (45/100, 9.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Tier 1 leverage ratio: 9.54%
Loan quality81/100
Noncurrent loans ÷ total loans: 0.57%
Earnings69/100
Return on assets (annualized): 1.23%
Funding & liquidity61/100
Loans ÷ deposits and uninsured-deposit share: 86.1% · 26.6% uninsured
Problem-loan coverage92/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.17%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (64 → 66), mostly because the funding & liquidity component improved by 5 points.

TellerScore
586368Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202460
Q4 202461
Q1 202558
Q2 202564
Q3 202566
Q4 202568
Q1 202665
Q2 202666
Tier 1 leverage ratio
5.00%7.56%10.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.21%
Q3 20249.48%
Q4 20249.76%
Q1 20259.59%
Q2 20259.61%
Q3 20259.98%
Q4 202510.12%
Q1 20269.39%
Q2 20269.54%
Noncurrent loans
0.48%0.84%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.95%
Q3 20240.89%
Q4 20240.95%
Q1 20251.20%
Q2 20250.70%
Q3 20250.57%
Q4 20250.48%
Q1 20260.61%
Q2 20260.57%
Return on assets
0.95%1.09%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.95%
Q3 20241.00%
Q4 20241.04%
Q1 20251.08%
Q2 20251.19%
Q3 20251.22%
Q4 20251.23%
Q1 20261.20%
Q2 20261.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$1.2B9.54%0.57%1.23%86.1%
Q1 202665$1.2B9.39%0.61%1.20%90.0%
Q4 202568$1.2B10.12%0.48%1.23%94.1%
Q3 202566$1.1B9.98%0.57%1.22%92.8%
Q2 202564$1.1B9.61%0.70%1.19%90.9%
Q1 202558$1.1B9.59%1.20%1.08%91.6%
Q4 202461$1.1B9.76%0.95%1.04%93.9%
Q3 202460$1.1B9.48%0.89%1.00%93.5%
Q2 202458$1.1B9.21%0.95%0.95%92.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.54%
23rd
Total risk-based capital0.00%
13th
Problem loans0.57%
46th
Net charge-offs0.09%
33rd
Return on assets1.23%
47th
Net interest margin4.25%
80th
Efficiency ratio60.0%
47th
Loans to deposits86.1%
52nd
Uninsured deposits26.6%
65th
Loan-loss reserves1.38%
78th
Texas ratio4.2%
44th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Midwest BankBank Pierce, NE64 out of 100, Moderate$1.2B9.4%0.44%vs
Dayspring BankBank Gothenburg, NE58 out of 100, Moderate$1.2B10.7%1.73%vs
BankFirstBank Norfolk, NE85 out of 100, Very strong$1.2B15.3%0.84%vs
Adams Bank & TrustBank Ogallala, NE82 out of 100, Strong$1.3B14.1%0.55%vs
First State Bank NebraskaBank Lincoln, NE71 out of 100, Strong$1.1B9.0%0.24%vs
Access BankBank Omaha, NE65 out of 100, Moderate$1.1B10.7%0.51%vs

Deposit insurance

Is my money safe at Platte Valley Bank?

Yes. Platte Valley Bank is an FDIC-insured institution (FDIC certificate #34211). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 26.6% of deposits ($285.0M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.54%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

12 locations

Branches

Platte Valley Bank lists 11 offices in 9 cities. Most locations:

  • Scottsbluff, NE (3)
  • Alliance, NE (1)
  • Bridgeport, NE (1)
  • Chadron, NE (1)
  • Gering, NE (1)
  • Kimball, NE (1)
  • Morrill, NE (1)
  • Potter, NE (1)
  • Sidney, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Platte Valley Bank
Former names
Platte Valley National Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
34211
RSSD ID
2465881
Primary regulator
FED
Holding company
Platte Valley Finl Service Companies
Established
July 22, 1996
Headquarters
1212 Circle Dr, Scottsbluff, NE 69361
Employees
244

Quick answers

Platte Valley Bank: common questions

Is Platte Valley Bank FDIC insured?

Yes. Platte Valley Bank is an FDIC-insured institution (FDIC certificate #34211). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Platte Valley Bank's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Platte Valley Bank ever failed?

There is no failure record for FDIC certificate #34211 in the FDIC failed bank list.

How many branches does Platte Valley Bank have?

12 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Scottsbluff

InstitutionScoreAssetsCapitalProblem loansCompare
Pinnacle Bank - WyomingBank Cody, WY77 out of 100, Strong$1.3B10.7%0.26%vs
Riverstone BankBank Eagle, NE76 out of 100, Strong$593.4M9.7%0.05%vs
Meridian Trust Federal Credit UnionCredit union Cheyenne, WY74 out of 100, Strong$730.5M12.9%0.82%vs
First National Bank of OmahaBank Omaha, NE72 out of 100, Strong$34.2B10.8%0.78%vs
Security First BankBank Lincoln, NE65 out of 100, Moderate$2.3B8.3%0.17%vs
U.S. Bank National AssociationBank Cincinnati, OH55 out of 100, Moderate$705.6B9.5%1.45%vs