Side-by-side · Q2 2026 data
U.S. Eagle Federal Credit Union vs State Employees Credit Union
Credit union
State Employees Credit Union
Santa Fe, New Mexico · $1 billion – $10 billion
Metric by metric
| Measure | U.S. Eagle Federal Credit Union | State Employees Credit Union |
|---|---|---|
| TellerScore | 21 | 46 (stronger) |
| Capital cushion | 28 | 64 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 0 | 57 (stronger) |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 0 | 41 (stronger) |
| Peer percentile | 0th | 4th |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 7.80% | 11.38% (stronger) |
| Problem loans | 6.91% | 4.46% (stronger) |
| Net charge-offs | 1.06% | 1.05% (stronger) |
| Return on assets | -1.37% | 0.91% (stronger) |
| Loans ÷ deposits | 79.0% (stronger) | 83.4% |
| Uninsured deposits | 3.5% (stronger) | 4.7% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Employees Credit Union has the higher TellerScore (46 vs 21). On the 7 directional measures above (where higher or lower is clearly better), U.S. Eagle Federal Credit Union leads on 2 and State Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.