TellerScore

Headquartered in Albuquerque, New Mexico, U.S. Eagle Federal Credit Union is a federal credit union with $1.5B in total assets and $1.3B in member shares and deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1935.

Based on its Q2 2026 filing, U.S. Eagle Federal Credit Union scores 21/100, which we describe as low. That is higher than only 0% of 454 credit unions with $1 billion – $10 billion. Among 37 credit unions headquartered in New Mexico, it ranks 37th. Its strongest component is funding & liquidity (81/100; 79% loans-to-deposits, 3% uninsured), and its lowest is problem-loan coverage (0/100; 66.4%).

TellerScore · Q2 2026

Scorecard

Capital cushion28/100
Net worth ratio: 7.80%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 6.91%
Earnings0/100
Return on assets (annualized): -1.37%
Funding & liquidity81/100
Loans ÷ shares: 79.0% · 3.5% uninsured
Problem-loan coverage0/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 66.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (25 → 21), mostly because the capital cushion component weakened by 13 points.

TellerScore
213141Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202441
Q3 202438
Q4 202433
Q1 202528
Q2 202525
Q3 202525
Q4 202522
Q1 202622
Q2 202621
Net worth ratio
7.00%8.86%10.71%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.56%
Q3 202410.71%
Q4 202410.62%
Q1 202510.16%
Q2 20259.09%
Q3 20259.25%
Q4 20258.53%
Q1 20268.11%
Q2 20267.80%
Delinquent loans (60+ days)
5.06%6.16%7.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20245.06%
Q3 20245.15%
Q4 20246.86%
Q1 20257.15%
Q2 20256.64%
Q3 20257.26%
Q4 20257.08%
Q1 20266.63%
Q2 20266.91%
Return on assets
-2.78%-1.10%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.59%
Q3 20240.30%
Q4 2024-0.01%
Q1 2025-0.63%
Q2 2025-2.78%
Q3 2025-1.82%
Q4 2025-2.08%
Q1 2026-0.90%
Q2 2026-1.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202621$1.5B7.80%6.91%-1.37%79.0%
Q1 202622$1.5B8.11%6.63%-0.90%78.6%
Q4 202522$1.5B8.53%7.08%-2.08%81.0%
Q3 202525$1.5B9.25%7.26%-1.82%79.9%
Q2 202525$1.5B9.09%6.64%-2.78%78.4%
Q1 202528$1.5B10.16%7.15%-0.63%79.0%
Q4 202433$1.5B10.62%6.86%-0.01%81.2%
Q3 202438$1.5B10.71%5.15%0.30%80.6%
Q2 202441$1.5B10.56%5.06%0.59%79.4%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.80%
2nd
Problem loans6.91%
0th
Net charge-offs1.06%
10th
Return on assets-1.37%
0th
Loans to deposits79.0%
73rd
Uninsured deposits3.5%
95th
Loan-loss reserves0.00%
50th
Texas ratio66.4%
0th

Similar-size credit unions in New Mexico

InstitutionScoreAssetsCapitalProblem loansCompare
Sandia Area Federal Credit UnionCredit union Albuquerque, NM75 out of 100, Strong$1.4B11.4%0.15%vs
Del Norte Credit UnionCredit union Los Alamos, NM66 out of 100, Moderate$1.5B9.4%0.45%vs
State Employees Credit UnionCredit union Santa Fe, NM46 out of 100, Below average$1.3B11.4%4.46%vs
First Financial Credit UnionCredit union Albuquerque, NM50 out of 100, Below average$1.1B8.1%1.40%vs
Kirtland Federal Credit UnionCredit union Albuquerque, NM71 out of 100, Strong$1.1B12.4%0.79%vs
Sunward Federal Credit UnionCredit union Albuquerque, NM60 out of 100, Moderate$4.6B8.9%0.40%vs

Deposit insurance

Is my money safe at U.S. Eagle Federal Credit Union?

Yes. U.S. Eagle Federal Credit Union is a federally insured credit union (NCUA charter #808). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($46.3M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 7.80%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

U.S. Eagle Federal Credit Union lists 7 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
U.S. Eagle Federal Credit Union
Type
Federal credit union
NCUA charter #
808
RSSD ID
752176
Primary regulator
NCUA
Established
1935
Headquarters
P.O. Box 129, Albuquerque, NM 87103
Employees
315

Quick answers

U.S. Eagle Federal Credit Union: common questions

Is U.S. Eagle Federal Credit Union NCUA insured?

Yes. U.S. Eagle Federal Credit Union is a federally insured credit union (NCUA charter #808). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is U.S. Eagle Federal Credit Union's TellerScore?

21 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does U.S. Eagle Federal Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Albuquerque

InstitutionScoreAssetsCapitalProblem loansCompare
DSRM National BankBank Albuquerque, NM94 out of 100, Very strong$4.4M84.5%0.00%vs
Main BankBank Albuquerque, NM82 out of 100, Strong$245.2M11.5%0.00%vs
First American BankBank Artesia, NM80 out of 100, Strong$1.9B11.8%0.53%vs
Citizens Bank of Las CrucesBank Las Cruces, NM76 out of 100, Strong$1.2B10.4%0.43%vs
Sandia Area Federal Credit UnionCredit union Albuquerque, NM75 out of 100, Strong$1.4B11.4%0.15%vs
Santa Fe Federal Credit UnionCredit union Amarillo, TX73 out of 100, Strong$214.8M12.9%0.48%vs