Side-by-side · Q2 2026 data
U. S. Employees Credit Union vs Postel Family Credit Union
Metric by metric
| Measure | U. S. Employees Credit Union | Postel Family Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 54 | 61 (stronger) |
| Loan quality | 93 (stronger) | 89 |
| Earnings | 49 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 49th | 42nd |
| Total assets | $86.4M | $85.2M |
| Deposits / shares | $77.0M | $74.9M |
| Capital ratio | 10.38% | 11.05% (stronger) |
| Problem loans | 0.20% (stronger) | 0.33% |
| Net charge-offs | 0.35% (stronger) | 0.55% |
| Return on assets | 0.72% (stronger) | 0.23% |
| Loans ÷ deposits | 48.6% (stronger) | 52.9% |
| Uninsured deposits | 4.0% | 2.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U. S. Employees Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), U. S. Employees Credit Union leads on 5 and Postel Family Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.