Side-by-side · Q2 2026 data
U S Employees Federal Credit Union vs Teamsters Local 697 Federal Credit Union
Credit union
U S Employees Federal Credit Union
Fairmont, West Virginia · Under $100 million in assets
Credit union
Teamsters Local 697 Federal Credit Union
Wheeling, West Virginia · Under $100 million in assets
Metric by metric
| Measure | U S Employees Federal Credit Union | Teamsters Local 697 Federal Credit Union |
|---|---|---|
| TellerScore | 32 | 45 (stronger) |
| Capital cushion | 27 | 67 (stronger) |
| Loan quality | 2 | 6 (stronger) |
| Earnings | 0 | 22 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 88 (stronger) | 69 |
| Peer percentile | 1st | 5th |
| Total assets | $526K | $2.9M |
| Deposits / shares | $484K | $2.5M |
| Capital ratio | 7.73% | 11.69% (stronger) |
| Problem loans | 2.94% | 2.83% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | -4.00% | 0.05% (stronger) |
| Loans ÷ deposits | 23.6% (stronger) | 79.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Teamsters Local 697 Federal Credit Union has the higher TellerScore (45 vs 32). On the 6 directional measures above (where higher or lower is clearly better), U S Employees Federal Credit Union leads on 2 and Teamsters Local 697 Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.