Side-by-side · Q2 2026 data
U. S. Employees O. C. Federal Credit Union vs Allegiance Federal Credit Union
Credit union
U. S. Employees O. C. Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Credit union
Allegiance Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | U. S. Employees O. C. Federal Credit Union | Allegiance Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 93 (stronger) | 76 |
| Earnings | 49 | 55 (stronger) |
| Funding & liquidity | 80 | 85 (stronger) |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 87th | 37th |
| Total assets | $213.5M | $372.5M |
| Deposits / shares | $181.4M | $336.3M |
| Capital ratio | 16.31% (stronger) | 9.67% |
| Problem loans | 0.20% (stronger) | 0.71% |
| Net charge-offs | 0.69% | 0.32% (stronger) |
| Return on assets | 0.73% | 0.87% (stronger) |
| Loans ÷ deposits | 80.3% | 75.4% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 6.4% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.1% |
U. S. Employees O. C. Federal Credit Union has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), U. S. Employees O. C. Federal Credit Union leads on 4 and Allegiance Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.