Headquartered in Oklahoma City, Oklahoma, Allegiance Federal Credit Union is a federal credit union with $372.5M in total assets and $336.3M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1963.
Based on its Q2 2026 filing, Allegiance Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 37% of 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 35th. Its strongest component is problem-loan coverage (89/100; 5.7%), and its lowest is capital cushion (47/100; 9.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (59 → 66), mostly because the earnings component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 57 |
| Q4 2024 | 59 |
| Q1 2025 | 60 |
| Q2 2025 | 59 |
| Q3 2025 | 64 |
| Q4 2025 | 65 |
| Q1 2026 | 65 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.67% |
| Q3 2024 | 8.73% |
| Q4 2024 | 8.88% |
| Q1 2025 | 8.73% |
| Q2 2025 | 8.96% |
| Q3 2025 | 9.38% |
| Q4 2025 | 9.39% |
| Q1 2026 | 9.38% |
| Q2 2026 | 9.67% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.88% |
| Q4 2024 | 0.75% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.74% |
| Q3 2025 | 0.62% |
| Q4 2025 | 0.60% |
| Q1 2026 | 0.45% |
| Q2 2026 | 0.71% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.47% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.39% |
| Q3 2025 | 0.82% |
| Q4 2025 | 0.81% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.87% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $372.5M | 9.67% | 0.71% | 0.87% | 75.4% |
| Q1 2026 | 65 | $372.3M | 9.38% | 0.45% | 0.57% | 76.1% |
| Q4 2025 | 65 | $366.2M | 9.39% | 0.60% | 0.81% | 78.4% |
| Q3 2025 | 64 | $358.4M | 9.38% | 0.62% | 0.82% | 81.3% |
| Q2 2025 | 59 | $358.6M | 8.96% | 0.74% | 0.39% | 77.3% |
| Q1 2025 | 60 | $363.5M | 8.73% | 0.56% | 0.34% | 76.2% |
| Q4 2024 | 59 | $353.8M | 8.88% | 0.75% | 0.48% | 80.1% |
| Q3 2024 | 57 | $354.7M | 8.73% | 0.88% | 0.47% | 81.1% |
| Q2 2024 | 58 | $351.6M | 8.67% | 0.71% | 0.43% | 82.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fort Sill Federal Credit UnionCredit union Lawton, OK | 70 out of 100, Strong | $394.2M | 11.6% | 1.12% | vs |
| Oklahoma Educators Credit UnionCredit union Oklahoma City, OK | 72 out of 100, Strong | $305.2M | 11.3% | 0.51% | vs |
| Energy One Federal Credit UnionCredit union Tulsa, OK | 62 out of 100, Moderate | $300.7M | 11.3% | 1.76% | vs |
| Red Crown Federal Credit UnionCredit union Tulsa, OK | 66 out of 100, Moderate | $256.7M | 10.7% | 0.41% | vs |
| Okunity Federal Credit UnionCredit union Stillwater, OK | 72 out of 100, Strong | $214.7M | 12.3% | 0.48% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |
Deposit insurance
Is my money safe at Allegiance Federal Credit Union?
Yes. Allegiance Federal Credit Union is a federally insured credit union (NCUA charter #24936). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.4% of shares and deposits ($21.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.67%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Allegiance Federal Credit Union lists 5 offices in 2 cities. Most locations:
- Oklahoma City, OK (4)
- Edmond, OK (1)
HMDA 2025
Mortgage lending
In 2025, Allegiance Federal Credit Union reported 306 home-loan applications under HMDA (LEI 5493007U8EFNQS3VJQ70): 150 originated ($20,950,000 total), 53 denied, and 77 withdrawn or closed by the applicant. Its denial rate on decided applications was 23.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Allegiance Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24936
- RSSD ID
- 336099
- Primary regulator
- NCUA
- Established
- 1963
- Headquarters
- PO Box 57020, Oklahoma City, OK 73157
- Employees
- 75
Quick answers
Allegiance Federal Credit Union: common questions
Is Allegiance Federal Credit Union NCUA insured?
Yes. Allegiance Federal Credit Union is a federally insured credit union (NCUA charter #24936). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Allegiance Federal Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Allegiance Federal Credit Union have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Oklahoma City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma Federal Credit UnionCredit union Oklahoma City, OK | 91 out of 100, Very strong | $198.9M | 20.2% | 0.24% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Correctional Workers Federal Credit UnionCredit union El Reno, OK | 88 out of 100, Very strong | $10.5M | 17.9% | 0.19% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |