Side-by-side · Q2 2026 data
U. S. I. Federal Credit Union vs United Credit Union
Metric by metric
| Measure | U. S. I. Federal Credit Union | United Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 21 |
| Loan quality | 56 | 79 (stronger) |
| Earnings | 37 | 45 (stronger) |
| Funding & liquidity | 45 | 95 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 34th | 19th |
| Total assets | $29.4M | $29.6M |
| Deposits / shares | $24.1M | $27.2M |
| Capital ratio | 18.01% (stronger) | 7.07% |
| Problem loans | 1.31% | 0.64% (stronger) |
| Net charge-offs | 1.97% | 0.32% (stronger) |
| Return on assets | 0.42% | 0.63% (stronger) |
| Loans ÷ deposits | 99.6% | 65.2% (stronger) |
| Uninsured deposits | 29.0% | 0.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U. S. I. Federal Credit Union has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), U. S. I. Federal Credit Union leads on 2 and United Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.