Side-by-side · Q2 2026 data
U. S. I. Federal Credit Union vs Valwood Park Federal Credit Union
Credit union
Valwood Park Federal Credit Union
Carrollton, Texas · Under $100 million in assets
Metric by metric
| Measure | U. S. I. Federal Credit Union | Valwood Park Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 56 | 86 (stronger) |
| Earnings | 37 (stronger) | 36 |
| Funding & liquidity | 45 | 91 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 34th | 34th |
| Total assets | $29.4M | $29.7M |
| Deposits / shares | $24.1M | $26.5M |
| Capital ratio | 18.01% (stronger) | 10.13% |
| Problem loans | 1.31% | 0.41% (stronger) |
| Net charge-offs | 1.97% | 0.33% (stronger) |
| Return on assets | 0.42% (stronger) | 0.40% |
| Loans ÷ deposits | 99.6% | 57.8% (stronger) |
| Uninsured deposits | 29.0% | 23.1% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), U. S. I. Federal Credit Union leads on 2 and Valwood Park Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.