Side-by-side · Q2 2026 data
U S P L K Employees Federal Credit Union vs Sm Federal Credit Union
Credit union
U S P L K Employees Federal Credit Union
Leavenworth, Kansas · Under $100 million in assets
Metric by metric
| Measure | U S P L K Employees Federal Credit Union | Sm Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 89 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 56 | 70 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 83rd | 87th |
| Total assets | $34.0M | $77.2M |
| Deposits / shares | $29.1M | $61.4M |
| Capital ratio | 13.87% | 19.98% (stronger) |
| Problem loans | 0.15% (stronger) | 0.24% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.89% | 1.24% (stronger) |
| Loans ÷ deposits | 26.7% (stronger) | 78.9% |
| Uninsured deposits | 2.4% (stronger) | 3.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sm Federal Credit Union has the higher TellerScore (89 vs 87). On the 6 directional measures above (where higher or lower is clearly better), U S P L K Employees Federal Credit Union leads on 3 and Sm Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.