TellerScore

U S P L K Employees Federal Credit Union is a federal credit union headquartered in Leavenworth, Kansas, in business for about 85 years. At the end of Q2 2026 it reported $34.0M in total assets and $29.1M in member shares and deposits, with 1 office.

U S P L K Employees Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 14th. Funding & liquidity contributes the most (100/100, 27% loans-to-deposits, 2% uninsured); earnings contributes the least (56/100, 0.89%).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Net worth ratio: 13.87%
Loan quality95/100
Loans 60+ days delinquent ÷ total loans: 0.15%
Earnings56/100
Return on assets (annualized): 0.89%
Funding & liquidity100/100
Loans ÷ shares: 26.7% · 2.4% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (78 → 87), mostly because the earnings component improved by 34 points.

TellerScore
738087Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202477
Q4 202474
Q1 202576
Q2 202578
Q3 202580
Q4 202581
Q1 202682
Q2 202687
Net worth ratio
7.00%10.43%13.87%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.50%
Q3 202412.69%
Q4 202412.39%
Q1 202512.29%
Q2 202512.66%
Q3 202513.06%
Q4 202513.21%
Q1 202613.15%
Q2 202613.87%
Delinquent loans (60+ days)
0.00%0.28%0.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.56%
Q3 20240.11%
Q4 20240.22%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.15%
Q2 20260.15%
Return on assets
-0.02%0.44%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.14%
Q4 2024-0.02%
Q1 20250.00%
Q2 20250.06%
Q3 20250.25%
Q4 20250.26%
Q1 20260.57%
Q2 20260.89%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$34.0M13.87%0.15%0.89%26.7%
Q1 202682$35.0M13.15%0.15%0.57%26.4%
Q4 202581$34.9M13.21%0.00%0.26%27.9%
Q3 202580$34.9M13.06%0.00%0.25%27.7%
Q2 202578$35.4M12.66%0.00%0.06%27.4%
Q1 202576$36.4M12.29%0.00%0.00%26.6%
Q4 202474$36.1M12.39%0.22%-0.02%28.5%
Q3 202477$35.6M12.69%0.11%0.14%30.9%
Q2 202473$36.2M12.50%0.56%0.23%32.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.87%
46th
Problem loans0.15%
76th
Net charge-offs0.00%
77th
Return on assets0.89%
63rd
Loans to deposits26.7%
91st
Uninsured deposits2.4%
41st
Loan-loss reserves0.00%
37th
Texas ratio0.3%
80th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Sunflower Community Federal Credit UnionCredit union Marysville, KS37 out of 100, Low$33.1M8.2%3.45%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
Bell Credit UnionCredit union Hutchinson, KS45 out of 100, Below average$28.4M9.4%2.92%vs
Catholic Family Federal Credit UnionCredit union Wichita, KS48 out of 100, Below average$41.0M7.4%1.17%vs
Campus Credit UnionCredit union Wichita, KS64 out of 100, Moderate$41.1M9.1%0.50%vs
Credit Union of EmporiaCredit union Emporia, KS90 out of 100, Very strong$42.1M15.3%0.56%vs

Deposit insurance

Is my money safe at U S P L K Employees Federal Credit Union?

Yes. U S P L K Employees Federal Credit Union is a federally insured credit union (NCUA charter #4427). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.4% of shares and deposits ($698K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

U S P L K Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
U S P L K Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
4427
RSSD ID
75772
Primary regulator
NCUA
Established
1941
Headquarters
16055 Santa Fe Trail, Leavenworth, KS 66048
Employees
4

Quick answers

U S P L K Employees Federal Credit Union: common questions

Is U S P L K Employees Federal Credit Union NCUA insured?

Yes. U S P L K Employees Federal Credit Union is a federally insured credit union (NCUA charter #4427). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is U S P L K Employees Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does U S P L K Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Leavenworth

InstitutionScoreAssetsCapitalProblem loansCompare
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs
Sm Federal Credit UnionCredit union Mission, KS89 out of 100, Very strong$77.2M20.0%0.24%vs
Exchange Bank & TrustBank Atchison, KS88 out of 100, Very strong$626.8M13.0%0.23%vs
The Nodaway Valley BankBank Maryville, MO87 out of 100, Very strong$1.6B11.6%0.00%vs
Security Bank of Kansas CityBank Kansas City, KS85 out of 100, Very strong$3.9B12.8%0.03%vs