Side-by-side · Q2 2026 data
UBank vs Greeneville Federal Bank, FSB
Metric by metric
| Measure | UBank | Greeneville Federal Bank, FSB |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 77 (stronger) | 31 |
| Earnings | 68 | 69 (stronger) |
| Funding & liquidity | 45 | 56 (stronger) |
| Problem-loan coverage | 93 (stronger) | 79 |
| Peer percentile | 53rd | 37th |
| Total assets | $182.8M | $203.9M |
| Deposits / shares | $158.4M | $162.3M |
| Capital ratio | 13.14% | 15.59% (stronger) |
| Problem loans | 0.68% (stronger) | 2.06% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.20% | 1.24% (stronger) |
| Loans ÷ deposits | 82.8% (stronger) | 104.0% |
| Uninsured deposits | 43.7% | 10.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
UBank has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), UBank leads on 3 and Greeneville Federal Bank, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.