Headquartered in Greeneville, Tennessee, Greeneville Federal Bank, FSB is a savings bank with $203.9M in total assets and $162.3M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1960.
Based on its Q2 2026 filing, Greeneville Federal Bank, FSB scores 68/100, which we describe as moderate. That is higher than only 37% of 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 67th. Its strongest component is capital cushion (100/100; 15.59%), and its lowest is loan quality (31/100; 2.06%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (72 → 68), mostly because the earnings component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 83 |
| Q4 2024 | 82 |
| Q1 2025 | 69 |
| Q2 2025 | 72 |
| Q3 2025 | 69 |
| Q4 2025 | 69 |
| Q1 2026 | 66 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.22% |
| Q3 2024 | 14.92% |
| Q4 2024 | 14.90% |
| Q1 2025 | 14.99% |
| Q2 2025 | 15.48% |
| Q3 2025 | 15.03% |
| Q4 2025 | 15.02% |
| Q1 2026 | 15.04% |
| Q2 2026 | 15.59% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.21% |
| Q1 2025 | 2.54% |
| Q2 2025 | 1.93% |
| Q3 2025 | 2.05% |
| Q4 2025 | 2.00% |
| Q1 2026 | 1.91% |
| Q2 2026 | 2.06% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 0.81% |
| Q4 2024 | 0.82% |
| Q1 2025 | 2.03% |
| Q2 2025 | 1.55% |
| Q3 2025 | 1.46% |
| Q4 2025 | 1.31% |
| Q1 2026 | 0.87% |
| Q2 2026 | 1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $203.9M | 15.59% | 2.06% | 1.24% | 104.0% |
| Q1 2026 | 66 | $205.6M | 15.04% | 1.91% | 0.87% | 108.5% |
| Q4 2025 | 69 | $204.9M | 15.02% | 2.00% | 1.31% | 107.3% |
| Q3 2025 | 69 | $202.1M | 15.03% | 2.05% | 1.46% | 110.7% |
| Q2 2025 | 72 | $190.8M | 15.48% | 1.93% | 1.55% | 104.8% |
| Q1 2025 | 69 | $191.7M | 14.99% | 2.54% | 2.03% | 106.1% |
| Q4 2024 | 82 | $189.2M | 14.90% | 0.21% | 0.82% | 104.7% |
| Q3 2024 | 83 | $186.1M | 14.92% | 0.09% | 0.81% | 105.2% |
| Q2 2024 | 84 | $177.7M | 15.22% | 0.10% | 0.87% | 103.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lineage BankBank Franklin, TN | 67 out of 100, Moderate | $197.7M | 15.2% | 1.18% | vs |
| Foundation BankBank Mc Kenzie, TN | 75 out of 100, Strong | $217.9M | 14.7% | 2.39% | vs |
| First Peoples Bank of TennesseeBank Jefferson City, TN | 75 out of 100, Strong | $219.5M | 11.4% | 0.08% | vs |
| Citizens Savings Bank and Trust CompanyBank Nashville, TN | 32 out of 100, Low | $188.1M | 9.6% | 2.72% | vs |
| Heritage Community BankBank Greeneville, TN | 71 out of 100, Strong | $184.4M | 10.3% | 0.03% | vs |
| Security BankBank Newbern, TN | 70 out of 100, Strong | $224.1M | 10.5% | 0.54% | vs |
Deposit insurance
Is my money safe at Greeneville Federal Bank, FSB?
Yes. Greeneville Federal Bank, FSB is an FDIC-insured institution (FDIC certificate #31198). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.3% of deposits ($16.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.39% (benchmark: 10%).
3 locations
Branches
Greeneville Federal Bank, FSB lists 3 offices in 1 city. Most locations:
- Greeneville, TN (3)
Identity & history
Profile
- Legal name
- Greeneville Federal Bank, FSB
- Former names
- Greeneville Federal Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 31198
- RSSD ID
- 645577
- Primary regulator
- OCC
- Established
- August 2, 1960
- Headquarters
- 101 W Summer St, Greeneville, TN 37743
- Employees
- 31
Quick answers
Greeneville Federal Bank, FSB: common questions
Is Greeneville Federal Bank, FSB FDIC insured?
Yes. Greeneville Federal Bank, FSB is an FDIC-insured institution (FDIC certificate #31198). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Greeneville Federal Bank, FSB's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Greeneville Federal Bank, FSB ever failed?
There is no failure record for FDIC certificate #31198 in the FDIC failed bank list.
How many branches does Greeneville Federal Bank, FSB have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Greeneville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kingsport Press Credit UnionCredit union Kingsport, TN | 92 out of 100, Very strong | $95.6M | 16.4% | 0.40% | vs |
| Eastman Credit UnionCredit union Kingsport, TN | 91 out of 100, Very strong | $10.2B | 14.9% | 0.31% | vs |
| Greeneville City Employees' Credit UnionCredit union Greeneville, TN | 90 out of 100, Very strong | $13.9M | 29.5% | 0.32% | vs |
| Greeneville Works Empls. Sav. Assn. Credit UnionCredit union Greeneville, TN | 86 out of 100, Very strong | $1.8M | 52.1% | 0.00% | vs |
| Clinchfield Federal Credit UnionCredit union Erwin, TN | 83 out of 100, Strong | $140.3M | 12.5% | 0.25% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |