Side-by-side · Q2 2026 data
UBS Bank USA, National Association vs Ally Bank
Metric by metric
| Measure | UBS Bank USA, National Association | Ally Bank |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 31 | 46 (stronger) |
| Loan quality | 96 (stronger) | 72 |
| Earnings | 64 | 68 (stronger) |
| Funding & liquidity | 51 | 71 (stronger) |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 73rd | 81st |
| Total assets | $124.4B | $188.2B |
| Deposits / shares | $109.3B | $156.6B |
| Capital ratio | 8.08% | 9.60% (stronger) |
| Problem loans | 0.12% (stronger) | 0.85% |
| Net charge-offs | -0.01% (stronger) | 1.15% |
| Return on assets | 1.09% | 1.20% (stronger) |
| Loans ÷ deposits | 85.0% (stronger) | 89.6% |
| Uninsured deposits | 37.2% | 10.4% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | 31 | 15,215 |
| Complaints per $1B deposits | 0.3 (stronger) | 97.1 |
| Mortgage denial rate (HMDA) | 7.7% | — |
Ally Bank has the higher TellerScore (65 vs 64). On the 8 directional measures above (where higher or lower is clearly better), UBS Bank USA, National Association leads on 4 and Ally Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.