Side-by-side · Q2 2026 data
UBS Bank USA, National Association vs Wiremen'S Credit Union
Metric by metric
| Measure | UBS Bank USA, National Association | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 64 | 92 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 96 | 96 |
| Earnings | 64 (stronger) | 63 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 73rd | 92nd |
| Total assets | $124.4B | $40.6M |
| Deposits / shares | $109.3B | $33.5M |
| Capital ratio | 8.08% | 17.01% (stronger) |
| Problem loans | 0.12% | 0.11% (stronger) |
| Net charge-offs | -0.01% | -0.08% (stronger) |
| Return on assets | 1.09% (stronger) | 1.07% |
| Loans ÷ deposits | 85.0% | 51.9% (stronger) |
| Uninsured deposits | 37.2% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | 31 | — |
| Complaints per $1B deposits | 0.3 | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 64). On the 7 directional measures above (where higher or lower is clearly better), UBS Bank USA, National Association leads on 1 and Wiremen'S Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.