Side-by-side · Q2 2026 data
Ufcw Community Federal Credit Union vs Cross Valley Federal Credit Union
Credit union
Ufcw Community Federal Credit Union
Wyoming, Pennsylvania · $100 million – $1 billion
Credit union
Cross Valley Federal Credit Union
Wilkes Barre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Ufcw Community Federal Credit Union | Cross Valley Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 32 |
| Loan quality | 61 | 77 (stronger) |
| Earnings | 80 (stronger) | 59 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 89th | 34th |
| Total assets | $181.4M | $300.0M |
| Deposits / shares | $158.9M | $276.7M |
| Capital ratio | 15.35% (stronger) | 8.23% |
| Problem loans | 1.18% | 0.69% (stronger) |
| Net charge-offs | 0.44% | 0.28% (stronger) |
| Return on assets | 1.51% (stronger) | 0.98% |
| Loans ÷ deposits | 36.6% (stronger) | 48.2% |
| Uninsured deposits | 2.6% (stronger) | 4.1% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 7.0% |
Ufcw Community Federal Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Ufcw Community Federal Credit Union leads on 5 and Cross Valley Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.