Side-by-side · Q2 2026 data
Ufcw Community Federal Credit Union vs Discovery Federal Credit Union
Credit union
Ufcw Community Federal Credit Union
Wyoming, Pennsylvania · $100 million – $1 billion
Credit union
Discovery Federal Credit Union
Wyomissing, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Ufcw Community Federal Credit Union | Discovery Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 61 | 84 (stronger) |
| Earnings | 80 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 89th | 57th |
| Total assets | $181.4M | $193.2M |
| Deposits / shares | $158.9M | $171.1M |
| Capital ratio | 15.35% (stronger) | 11.48% |
| Problem loans | 1.18% | 0.48% (stronger) |
| Net charge-offs | 0.44% | 0.19% (stronger) |
| Return on assets | 1.51% (stronger) | 0.68% |
| Loans ÷ deposits | 36.6% (stronger) | 77.1% |
| Uninsured deposits | 2.6% (stronger) | 4.0% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 16.4% |
Ufcw Community Federal Credit Union has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Ufcw Community Federal Credit Union leads on 5 and Discovery Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.