Side-by-side · Q2 2026 data
Ufcw Community Federal Credit Union vs Spojnia Credit Union
Credit union
Ufcw Community Federal Credit Union
Wyoming, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Ufcw Community Federal Credit Union | Spojnia Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 50 |
| Capital cushion | 100 | 100 |
| Loan quality | 61 (stronger) | 0 |
| Earnings | 80 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 95 (stronger) | 58 |
| Peer percentile | 89th | 9th |
| Total assets | $181.4M | $14.3M |
| Deposits / shares | $158.9M | $12.1M |
| Capital ratio | 15.35% | 15.49% (stronger) |
| Problem loans | 1.18% (stronger) | 8.33% |
| Net charge-offs | 0.44% | 0.00% (stronger) |
| Return on assets | 1.51% (stronger) | -0.63% |
| Loans ÷ deposits | 36.6% (stronger) | 46.4% |
| Uninsured deposits | 2.6% (stronger) | 22.3% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Ufcw Community Federal Credit Union has the higher TellerScore (86 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Ufcw Community Federal Credit Union leads on 5 and Spojnia Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.