Side-by-side · Q2 2026 data
Ufirst Federal Credit Union vs One Credit Union of NY
Metric by metric
| Measure | Ufirst Federal Credit Union | One Credit Union of NY |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 69 | 96 (stronger) |
| Earnings | 40 | 75 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 66th | 94th |
| Total assets | $128.6M | $114.4M |
| Deposits / shares | $113.5M | $99.0M |
| Capital ratio | 15.41% (stronger) | 13.16% |
| Problem loans | 0.92% | 0.12% (stronger) |
| Net charge-offs | 0.40% | 0.13% (stronger) |
| Return on assets | 0.51% | 1.37% (stronger) |
| Loans ÷ deposits | 90.5% | 42.0% (stronger) |
| Uninsured deposits | 2.5% (stronger) | 3.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
One Credit Union of NY has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Ufirst Federal Credit Union leads on 2 and One Credit Union of NY on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.