Side-by-side · Q2 2026 data
Ukrainian Federal Credit Union vs Advantage Federal Credit Union
Credit union
Ukrainian Federal Credit Union
Rochester, New York · $100 million – $1 billion
Metric by metric
| Measure | Ukrainian Federal Credit Union | Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 64 (stronger) |
| Capital cushion | 32 | 51 (stronger) |
| Loan quality | 63 | 82 (stronger) |
| Earnings | 49 (stronger) | 47 |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 78 | 92 (stronger) |
| Peer percentile | 10th | 31st |
| Total assets | $426.9M | $497.5M |
| Deposits / shares | $389.5M | $368.9M |
| Capital ratio | 8.16% | 10.07% (stronger) |
| Problem loans | 1.12% | 0.55% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.62% |
| Return on assets | 0.73% (stronger) | 0.67% |
| Loans ÷ deposits | 86.5% (stronger) | 97.3% |
| Uninsured deposits | 13.1% | 8.3% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 39.9% |
Advantage Federal Credit Union has the higher TellerScore (64 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Ukrainian Federal Credit Union leads on 3 and Advantage Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.