Side-by-side · Q2 2026 data
Ukrainian Federal Credit Union vs Suma Federal Credit Union
Credit union
Ukrainian Federal Credit Union
Rochester, New York · $100 million – $1 billion
Metric by metric
| Measure | Ukrainian Federal Credit Union | Suma Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 56 (stronger) |
| Capital cushion | 32 | 73 (stronger) |
| Loan quality | 63 (stronger) | 27 |
| Earnings | 49 (stronger) | 44 |
| Funding & liquidity | 74 (stronger) | 71 |
| Problem-loan coverage | 78 (stronger) | 75 |
| Peer percentile | 10th | 13th |
| Total assets | $426.9M | $468.3M |
| Deposits / shares | $389.5M | $410.4M |
| Capital ratio | 8.16% | 12.25% (stronger) |
| Problem loans | 1.12% (stronger) | 2.19% |
| Net charge-offs | 0.16% (stronger) | 0.35% |
| Return on assets | 0.73% (stronger) | 0.60% |
| Loans ÷ deposits | 86.5% | 80.8% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 22.1% |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Suma Federal Credit Union has the higher TellerScore (56 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Ukrainian Federal Credit Union leads on 4 and Suma Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.