Side-by-side · Q2 2026 data
Ukrainian National Federal Credit Union vs Oswego County Federal Credit Union
Credit union
Ukrainian National Federal Credit Union
New York, New York · $100 million – $1 billion
Metric by metric
| Measure | Ukrainian National Federal Credit Union | Oswego County Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 63 (stronger) |
| Capital cushion | 78 (stronger) | 71 |
| Loan quality | 28 | 31 (stronger) |
| Earnings | 21 | 70 (stronger) |
| Funding & liquidity | 77 | 82 (stronger) |
| Problem-loan coverage | 75 | 77 (stronger) |
| Peer percentile | 10th | 29th |
| Total assets | $155.1M | $152.5M |
| Deposits / shares | $135.0M | $132.7M |
| Capital ratio | 12.76% (stronger) | 12.07% |
| Problem loans | 2.16% | 2.06% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 0.03% | 1.24% (stronger) |
| Loans ÷ deposits | 83.6% | 78.7% (stronger) |
| Uninsured deposits | 7.9% | 3.8% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 8.8% |
Oswego County Federal Credit Union has the higher TellerScore (63 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Ukrainian National Federal Credit Union leads on 2 and Oswego County Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.