Side-by-side · Q2 2026 data
Ukrainian Selfreliance Michigan Federal Credit Union vs The Local Credit Union
Credit union
Ukrainian Selfreliance Michigan Federal Credit Union
Warren, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Ukrainian Selfreliance Michigan Federal Credit Union | The Local Credit Union |
|---|---|---|
| TellerScore | 83 | 92 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 55 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 83rd | 97th |
| Total assets | $140.0M | $106.6M |
| Deposits / shares | $121.4M | $89.9M |
| Capital ratio | 13.52% | 16.07% (stronger) |
| Problem loans | 0.39% | 0.26% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.42% |
| Return on assets | 0.88% | 1.35% (stronger) |
| Loans ÷ deposits | 33.8% (stronger) | 46.7% |
| Uninsured deposits | 9.7% | 7.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Local Credit Union has the higher TellerScore (92 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Ukrainian Selfreliance Michigan Federal Credit Union leads on 2 and The Local Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.