TellerScore

Ukrainian Selfreliance Michigan Federal Credit Union (NCUA charter #8000) is based in Warren, Michigan. Its Q2 2026 call report shows $140.0M in total assets and $121.4M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Ukrainian Selfreliance Michigan Federal Credit Union scores 83/100, which we describe as strong. That is higher than 83% of 1,341 credit unions with $100 million – $1 billion. Among 169 credit unions headquartered in Michigan, it ranks 33rd. Its strongest component is funding & liquidity (100/100; 34% loans-to-deposits, 10% uninsured), and its lowest is earnings (55/100; 0.88%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Net worth ratio: 13.52%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.39%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity100/100
Loans ÷ shares: 33.8% · 9.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.84%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 83).

TellerScore
687887Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202479
Q4 202468
Q1 202575
Q2 202582
Q3 202587
Q4 202582
Q1 202685
Q2 202683
Net worth ratio
7.00%10.34%13.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.89%
Q3 202412.97%
Q4 202412.84%
Q1 202512.86%
Q2 202513.36%
Q3 202513.68%
Q4 202513.27%
Q1 202613.26%
Q2 202613.52%
Delinquent loans (60+ days)
0.04%0.77%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.04%
Q3 20240.24%
Q4 20241.50%
Q1 20251.08%
Q2 20250.44%
Q3 20250.04%
Q4 20250.32%
Q1 20260.06%
Q2 20260.39%
Return on assets
0.28%0.58%0.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.38%
Q4 20240.46%
Q1 20250.80%
Q2 20250.87%
Q3 20250.88%
Q4 20250.78%
Q1 20260.77%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$140.0M13.52%0.39%0.88%33.8%
Q1 202685$140.1M13.26%0.06%0.77%34.6%
Q4 202582$138.0M13.27%0.32%0.78%36.5%
Q3 202587$132.4M13.68%0.04%0.88%38.8%
Q2 202582$133.3M13.36%0.44%0.87%39.0%
Q1 202575$136.1M12.86%1.08%0.80%38.2%
Q4 202468$134.3M12.84%1.50%0.46%39.2%
Q3 202479$131.1M12.97%0.24%0.38%40.8%
Q2 202480$130.4M12.89%0.04%0.28%40.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.52%
74th
Problem loans0.39%
75th
Net charge-offs0.02%
95th
Return on assets0.88%
59th
Loans to deposits33.8%
98th
Uninsured deposits9.7%
19th
Loan-loss reserves0.00%
50th
Texas ratio0.8%
91st

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Walled Lake Schools Federal Credit UnionCredit union Wolverine Lake, MI81 out of 100, Strong$138.4M14.6%1.50%vs
Breakwater Federal Credit UnionCredit union Houghton, MI92 out of 100, Very strong$138.2M13.7%0.32%vs
Integra First Federal Credit UnionCredit union Powers, MI56 out of 100, Moderate$135.4M9.0%0.99%vs
Lenco Credit UnionCredit union Adrian, MI82 out of 100, Strong$145.0M12.1%0.21%vs
Sunrise Family Credit UnionCredit union Bay City, MI68 out of 100, Moderate$133.5M9.2%0.07%vs
Financialedge Credit UnionCredit union Bay City, MI74 out of 100, Strong$147.2M12.3%0.66%vs

Deposit insurance

Is my money safe at Ukrainian Selfreliance Michigan Federal Credit Union?

Yes. Ukrainian Selfreliance Michigan Federal Credit Union is a federally insured credit union (NCUA charter #8000). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.7% of shares and deposits ($11.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.52%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ukrainian Selfreliance Michigan Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ukrainian Selfreliance Michigan Federal Credit Union
Type
Federal credit union
NCUA charter #
8000
RSSD ID
578684
Primary regulator
NCUA
Established
1952
Headquarters
26791 Ryan Rd, Warren, MI 48091
Employees
19

Quick answers

Ukrainian Selfreliance Michigan Federal Credit Union: common questions

Is Ukrainian Selfreliance Michigan Federal Credit Union NCUA insured?

Yes. Ukrainian Selfreliance Michigan Federal Credit Union is a federally insured credit union (NCUA charter #8000). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ukrainian Selfreliance Michigan Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ukrainian Selfreliance Michigan Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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